Registered Disability Savings Plan (RDSP) - What is it?

The RDSP is a tax-free savings plan (separate from the Disability Tax Credit) available to anyone who qualifies for a disability tax credit...which we can help you set up!

This is a matching program, meaning that the government will contribute along with you. The matching can be quite significant - the government will match up to $4500 on a $1500 contribution, for a total of $6,000 per year!

We can show you how to take $20,000 and, with matching from the government, grow it to over $164,0000 in twenty years assuming only a 3 per cent growth rate! We are currently the only company in Canada showing clients between ages 18 and 29 how to do this.

You can contribute up $200,000 tax-free, plus get up to $90,000 from the federal government! The growth of your savings is also tax-free under the RDSP. You can contribute up to age 59. There are many other advantages not listed here - simply register for our Free Consultation or call us toll-free at 866-408-0315 for more information.

Important Information Concerning Wills and the RDSP

Find out why wills need to be updated if one has a new RDSP, and how RRSPs and RRIFs can be rolled over to the RDSP - tax-free! The new federal Budget has made changes to the RDSP that you need to know about.

Until the 2010 Budget, beneficiaries were unable to carry forward unused CDSG and CDSB entitlements to future years. The Federal Budget introduces a new 10-year carry-forward of CDSG and CDSB entitlements. This means in a nutshell money can be matched going back to 2008! Call now for more details!